Key Insights

• Norwood Financial's significant individual investors ownership suggests that the key decisions are influenced by shareholders from the larger public

• 36% of the business is held by the top 25 shareholders

• Insiders have been buying lately

A look at the shareholders of Norwood Financial Corp. (NASDAQ:NWFL) can tell us which group is most powerful. The group holding the most number of shares in the company, around 60% to be precise, is individual investors. Put another way, the group faces the maximum upside potential (or downside risk).

And institutions on the other hand have a 29% ownership in the company. Generally speaking, as a company grows, institutions will increase their ownership. Conversely, insiders often decrease their ownership over time.

Let's take a closer look to see what the different types of shareholders can tell us about Norwood Financial.

View our latest analysis for Norwood Financial

What Does The Institutional Ownership Tell Us About Norwood Financial?

Institutional investors commonly compare their own returns to the returns of a commonly followed index. So they generally do consider buying larger companies that are included in the relevant benchmark index.

As you can see, institutional investors have a fair amount of stake in Norwood Financial. This suggests some credibility amongst professional investors. But we can't rely on that fact alone since institutions make bad investments sometimes, just like everyone does. If multiple institutions change their view on a stock at the same time, you could see the share price drop fast. It's therefore worth looking at Norwood Financial's earnings history below. Of course, the future is what really matters.

Norwood Financial is not owned by hedge funds. Looking at our data, we can see that the largest shareholder is BlackRock, Inc. with 7.0% of shares outstanding. With 5.3% and 4.7% of the shares outstanding respectively, Norwood Financial Corp., Asset Management Arm and The Vanguard Group, Inc. are the second and third largest shareholders.

On studying our ownership data, we found that 25 of the top shareholders collectively own less than 50% of the share register, implying that no single individual has a majority interest.

While it makes sense to study institutional ownership data for a company, it also makes sense to study analyst sentiments to know which way the wind is blowing. Our information suggests that there isn't any analyst coverage of the stock, so it is probably little known.

Insider Ownership Of Norwood Financial

The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it.