CLEARWATER, Fla. (AP) _ Nicholas Financial Inc. (NICK) on Wednesday reported fiscal second-quarter earnings of $344,000.

The Clearwater, Florida-based company said it had profit of 4 cents per share.

The specialized consumer finance company posted revenue of $21.3 million in the period.

Nicholas Financial shares have dropped 25 percent since the beginning of the year. The stock has climbed slightly more than 2 percent in the last 12 months.

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This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on NICK at https://www.zacks.com/ap/NICK