CLEARWATER, Fla. (AP) _ Nicholas Financial Inc. (NICK) on Wednesday reported fiscal fourth-quarter net income of $644,000, after reporting a loss in the same period a year earlier.

The Clearwater, Florida-based company said it had profit of 8 cents per share.

The specialized consumer finance company posted revenue of $19.9 million in the period.

For the year, the company reported a loss of $1.1 million, or 14 cents per share, swinging to a loss in the period. Revenue was reported as $83.9 million.

Nicholas Financial shares have decreased slightly more than 2 percent since the beginning of the year. In the final minutes of trading on Wednesday, shares hit $8.60, a drop of slightly more than 3 percent in the last 12 months.

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